If you’re trying to decide between Swagbucks and Survey Junkie, you’re not alone. These two platforms dominate the paid-survey world, but they work very differently — and which one is “better” depends entirely on how you want to earn.
To find out which app truly pays more and which one is worth your time, we tested both side-by-side. We tracked payouts, qualification rates, task efficiency, and how easily each app fit into everyday life.
We’ve used both platforms for years, completing dozens of surveys, testing promotions, and cashing out multiple times. On the surface, Swagbucks and Survey Junkie appear similar. But once you spend real time with both, the differences become obvious.
Here’s our complete breakdown — starting with the quick verdict.
Quick Answer: Swagbucks vs. Survey Junkie
| Your Goal | Best App |
|---|---|
| Want games, cashback, apps & referral bonuses | Swagbucks |
| Want higher-paying surveys only | Survey Junkie |
| Not sure which fits your style | Try both |
Our Recommendation:
I keep both apps installed, but for different purposes:
- When I want straightforward, higher-paying surveys, I open Survey Junkie.
- When I want to earn casually, even if it’s just a few cents from receipts or random offers, I use Swagbucks.

Now let’s break down how each app works, where they shine, and where they fall short — starting with Swagbucks.
Swagbucks Review: Flexible, Rewarding, and a Little Chaotic
Swagbucks has been on my phone for years, and it’s still one of my favorite ways to earn small amounts of money on autopilot. Any time I have a minute to spare, I’ll check a couple surveys, scan a grocery receipt, or see if there’s a $1 gift card promo running.
It’s not the highest-paying app, but it’s one of the most consistent.
How Swagbucks Pays You:
You earn points (SB) for small tasks — surveys, games, receipts, shopping, referrals, and more. Some days I do a few surveys. Other days I upload receipts or play through a mobile game. The SwagButton browser extension also saves time by automatically finding coupon codes when I shop online.
Swagbucks used to have video walls, but they were unreliable and eventually removed — no big loss. These days, I stick to the quickest tasks.
The major downside? Clutter.
Not every offer is worth your time, and some disappear mid-task. I’ve had offers pay less than promised and needed to contact support. They usually fix it — but only after I submit screenshots and wait a couple days.
Still, once you learn which opportunities are high-value (surveys that pay 5 SB/min or better, or game offers with low milestones), Swagbucks becomes much more profitable.

Popular Ways to Earn on Swagbucks
- Surveys:
Typically 50–300 SB.
Example: 12-minute household survey → 70 SB. - Magic Receipts:
Upload grocery receipts for cashback. Timing matters — upload too late and you miss bonuses. - Game Offers:
Some apps pay 500–750 SB (about $5–$7.50) just for hitting Level 5 or finishing a milestone. One game paid me 750 SB for about two hours of play. - Cashback Shopping:
Up to 15% back at stores like Walmart, Target, and Best Buy. - SwagButton Extension:
Finds coupons automatically and tracks cashback without opening the app.
I mainly sort surveys by SB per minute and skip anything under 50 SB. Swagbucks constantly refreshes its offers, so there’s always something new — you just have to filter the noise.
Bottom Line on Swagbucks
It’s messy but versatile. You won’t get rich, but you’ll consistently earn a few extra dollars each month — especially if you use multiple earning methods, not just surveys.
Signup Bonus: $10 when you spend $25 at participating stores within 30 days.
Survey Junkie Review: Focused, Predictable, and Fast-Paying

If most GPT apps feel chaotic, Survey Junkie is a breath of fresh air.
It focuses almost exclusively on surveys — and that simplicity is its greatest strength.
I originally joined in 2019 and still find myself returning whenever I want the cleanest, most predictable survey experience.
Getting Started:
Signup takes two minutes. Verifying your email earns 170 points ($1.70). After that, Survey Junkie shows new surveys daily based on your profile and past activity.
Most surveys pay 30–150 points ($0.30–$1.50), and the time estimates are surprisingly accurate compared to other sites.
These days, I check the app 2–3 times a week, usually during morning coffee. Some days I find only one or two good surveys; other days, I can make $3–$5 in 20 minutes.

There are no offerwalls, games, or cashback portals — just surveys.
Survey Junkie also offers an optional feature called SJ Pulse (“Surf to Earn”), which lets you earn passive points by sharing your browsing data. It’s optional, encrypted, and fully transparent, but privacy-focused users may choose to skip it.
Downsides
Like most survey apps, you’ll often get disqualified. Even with a complete profile, I qualify for about 20% of surveys. Still, disqualification usually happens quickly, and matching improves over time.
Payouts
100 points = $1
500 points ($5) is the minimum cash-out.
Payouts via PayPal are almost instant after your first ID verification. I’ve cashed out dozens of times without issues.
Bottom Line on Survey Junkie
It’s simple, efficient, and no-nonsense. When I want quick surveys without distractions, this is the app I open.
Swagbucks vs. Survey Junkie: Feature Comparison
| Feature | Swagbucks | Survey Junkie |
|---|---|---|
| Ways to Earn | Surveys, shopping, games, receipts, referrals | Surveys, behavioral research |
| Average Survey Pay | $0.30–$1.50 | $1–$3 |
| Minimum Cash-Out | $1–$5 | $5 |
| Payout Methods | PayPal, gift cards, Visa | PayPal, bank transfer, gift cards |
| User Experience | Feature-rich but cluttered | Clean, focused |
| Supported Countries | Global (US/UK/CA and more) | US, CA, AU |
| Best For | Casual earners, multitaskers | Survey-focused users |
| Signup Bonus | $10 | $1.70 |
Which App Pays More? (Our Real Earnings)
Both platforms pay, but how much you earn depends on your habits.
Survey Junkie
- Pays more per survey
- Most surveys pay $0.30–$1.50
- Occasional $4+ surveys
- Realistic monthly earnings: $5–$20
- Heavy users can reach $30–$50 (with Pulse or focus groups)
Swagbucks
- Broader earning options
- Surveys: 40–150 SB
- Game offers: up to 750 SB ($7.50)
- Cashback + receipts = stacking bonuses
- Realistic monthly earnings:
- Casual: $5–$10
- Moderate: $10–$20
- Heavy + referrals: $30–$50+
Our One-Hour Test
| Platform | 1-Hour Earnings |
|---|---|
| Survey Junkie | $4.20 (3 surveys completed, 2 disqualified) |
| Swagbucks | $2.85 (1 survey, 1 receipt, 1 partial game task) |
Conclusion:
Survey Junkie wins for survey-focused earning.
Swagbucks wins for overall potential when combining multiple features.
Payout Speed & Reliability
Swagbucks
- Minimum cash-out: 100 SB ($1)
- Most rewards deliver within 24–48 hours
- Cashback can sit “pending” for 7–30 days
- PayPal may require ID verification
- Some gift cards sell out temporarily
Survey Junkie
- Minimum: 500 points ($5)
- PayPal payouts usually instant
- No pending rewards
- Simple, transparent balance
Winner: Survey Junkie for speed and simplicity.
Mobile App Experience
Survey Junkie:
- Clean layout
- Fast loading
- Survey-only interface
- Fewer distractions
- 4.5★ App Store rating (82k+ reviews)
Swagbucks:
- Feature-packed but messy
- Some tabs open in browser
- Occasional tracking issues
- 4.4★ App Store rating (144k+ reviews)
Winner: Survey Junkie for user experience.
Winner: Swagbucks for variety and entertainment.
Category Winners
| Category | Winner | Why |
|---|---|---|
| Highest Paying Surveys | Survey Junkie | More consistent $1–$3 surveys |
| Most Ways to Earn | Swagbucks | Games, receipts, cashback, referrals |
| Fastest Payouts | Survey Junkie | PayPal often instant |
| Easiest to Use | Survey Junkie | Clean, distraction-free |
| Best for Passive Use | Swagbucks | SwagButton + receipts |
| Overall Winner | Swagbucks | Larger earning potential across categories |
Final Verdict: Which App Should You Use?
After years of using both, here’s the honest answer:
Choose Survey Junkie if…
- You want higher-paying surveys
- You dislike cluttered interfaces
- You want fast, clean cash-outs
- You only care about surveys
Choose Swagbucks if…
- You want multiple ways to earn
- You like passive earnings (receipts, cashback)
- You want a higher long-term earning ceiling
- You don’t mind a messy interface
My personal setup:
I keep both apps, but if I had to delete one, I’d keep Swagbucks, simply because it earns a slow but steady stream of daily points — even when I’m barely paying attention.
Other Apps Worth Trying
If neither platform feels perfect, here are three alternatives I regularly use:
Branded Surveys
Great survey pay, consistent daily survey availability, and $5 PayPal cash-out.
InboxDollars
Similar to Swagbucks: surveys, games, paid emails, and a $5 signup bonus.
Freecash
Fast-paying offers, modern interface, and options to earn crypto or gift cards.

